Covid-19 variants as well as changing travel restrictions and requirements are among the main drivers behind why more Canadians are seeing the value of having travel insurance for their trip. In fact, 41% of Canadians think travel insurance is more important while 40% think it is equally important when considering an international trip in the future compared to before the pandemic*. Travellers planning a getaway in the coming months should consider the following to help get the most value from their travel coverage, and make confident decisions around their safety and protection before their trip begins.
The plan you choose should be as comprehensive as possible. It should include emergency hospital and medical protection in case of an emergency trip to the doctor or hospital. Trip Cancellation and Trip Interruption coverage is also a wise investment for covering flight delays, lost luggage and other non-medical emergencies. Allianz Global Assistance offers plans that provide emergency hospital and medical, trip cancellation and trip interruption coverage as well as benefits for Covid-19.
For example, when something sudden and unexpected like a named storm happens, it then becomes a known event and future claims related to that event are not payable. As Covid-19 is a known event, it would not be covered. Travellers should always take the time to read and understand their travel insurance policy so they know how their coverage will respond if they need to use it.
As a specialist brand of Allianz Partners, Allianz Global Assistance is highly skilled at helping travellers travel safely to their destination and back. Online resources including our Covid-19 page help your be well prepared for your trip. If the unexpected happens while you’re away, we use our specialized Guided Care and Virtual Care capabilities to refer you to the most accessible and appropriate medical care at your destination based on your unique situation.
As the travel situation continues to evolve, be sure to check Government of Canada advice and requirements as well as any requirements at your destination before embarking on any trip.
Travel insurance does not cover everything. Please refer to the policy wording for full terms and conditions, including limitations and exclusions. Travel insurance is underwritten by CUMIS General Insurance Company, a member of The Co-operators group of companies and administered by Allianz Global Assistance. Allianz Global Assistance is a registered business name of AZGA Service Canada Inc. and AZGA Insurance Agency Ltd.